The Estonian Motor Insurance Bureau (LKF) ensures the proper functioning of motor insurance in Estonia. We are a trusted advocate that brings together all insurers providing motor insurance in Estonia. Together, we work to ensure that motor insurance functions effectively and that victims are not left alone with their concerns.

We maintain the motor insurance register and compile market-wide statistics to ensure transparency in insurance cases and claims, as well as a comprehensive overview of how the market operates. We act as the motor insurance guarantee fund and compensation body, and we fulfill the role of the Green Card Bureau in Estonia. In addition, we resolve insurance disputes through our conciliation body, offering fast and independent out-of-court assistance.

Motor insurance is designed so that no one is left alone with their concerns.
Insurance pays off.