The Estonian Motor Insurance Bureau (LKF) is a motor insurance guarantee fund, compensation body and the Estonian Green Card bureau.

The LKF guarantees the functioning of the motor insurance system by performing the functions arising from the Motor Insurance Act, the management contract entered into with the state and its articles of association.

All insurers that offer motor insurance in Estonia are members of the LKF.

The Estonian Insurance Association (EKsL) is a professional association that unites all of the insurers operating in Estonia.

The EKsL operates as the central insurance organisation that represents the interests of insurers, promotes the development of insurance activities, harmonises the insurance practices of its members and implements cross-market solutions for damage prevention.